The financial intermediation role of the P2P lending platforms

O Havrylchyk, M Verdier - Comparative Economic Studies, 2018 - Springer
The objective of our paper is to explore the role of P2P lending platforms through the prism
of the theory of financial intermediation. P2P lending platforms perform the brokerage …

Regulatory framework for the loan-based crowdfunding platforms

O Havrylchyk - 2018 - hal.science
In a growing number of OECD countries policymakers are designing specific regulations for
lending-based crowdfunding platforms. In March 2018, as a part of its Fintech action plan …

FinTech és blockklánc alapú megoldások alkalmazási lehetőségei a zöld pénzügyekben

D Horváth - Vezetéstudomány-Budapest Management …, 2022 - unipub.lib.uni-corvinus.hu
A klímavédelmi törekvésekhez kapcsolódóan napjainkban egyre nagyobb figyelmet
kapnak az ún. zöld pénzügyek, amelyek elsődleges célja a fenntarthatósággal …

Real effects of lending-based crowdfunding platforms on the SMEs

O Havrylchyk, A Mahdavi Ardekani - Available at SSRN 3717170, 2020 - papers.ssrn.com
This paper explores the short-term impact of borrowing via lending-based crowdfunding on
performance and health of small and medium enterprises (SMEs) in France. We find that …

Crowdfunding as an alternative financing solution for SMEs in Algeria

KL Salima, O Hind - Dirassat Journal Economic Issue, 2021 - journals.lagh-univ.dz
The purpose of this study is to present crowdfunding as a new financing alternative for
SMEs, which, despite their small size, represent a major challenge for economic growth in …

Bank-Platform Competition in the Credit Market

S Biancini, M Verdier - Available at SSRN 3446694, 2019 - papers.ssrn.com
The paper analyzes the equilibrium on the credit market when a bank and a platform
compete to offer credit to borrowers. The platform does not manage deposit accounts, but …

[PDF][PDF] The Unified Lending Interface-Innovations in Lending: Conceptual Insights into the Future of Financial Services

S Sathyanarayana - researchgate.net
This study investigates the role of Unified Lending Interfaces (ULIs) in modernising credit
assessment and expanding financial inclusion. ULIs integrate diverse data sources and …

[PDF][PDF] The Rational and Behavioral Flattening Forces Against the Decline of Crowdfunding Contributions at Geographic Distance

K Shafi - Available Upon Request at https://www. researchgate …, 2016 - papers.ssrn.com
ABSTRACT I analyze the outcome of geographic patterns of online peer-to-peer loans using
transactions data from three of the largest UK platforms. Given the decline of loan value with …

[PDF][PDF] Addressing FinTech Regulatory Gap Through Regulatory Co-Opetition Theory: A Meta-Analysis Study

JC Anago - academia.edu
Studies that have provided a comprehensive review of financial technology (fintech)
regulation are minuscule. Aiming to fill this gap in the literature, this study builds up a strong …

Real effects of lending-based crowdfunding platforms on the SMEs

MA Seyed Aref, O Havrylchyk - Social Science Research Network, 2020 - doras.dcu.ie
This paper explores the short-term impact of borrowing via lending-based crowdfunding on
performance and health of small and medium enterprises (SMEs) in France. We find that …