There is growing evidence that appropriate financial services have substantial benefits for
consumers, especially women and poor adults. This paper provides an overview of financial …

The poor can and do save, but often use formal or informal instruments that have high risk,
high cost, and limited functionality. This could lead to undersaving compared to a world …

Digital payments are currently well-developed and available through various methods,
especially in Indonesia. Digital payments are essential in ensuring the country's economy …

Financial inclusion is a key element of social inclusion, particularly useful in combating
poverty and income inequality by opening blocked advancement opportunities for …

Although theory suggests that financial market imperfections–mainly information
asymmetries, market segmentation and transaction costs–prevent poor people from …

With myriads of policy options being considered to alleviate energy poverty, the financial
inclusion-energy poverty nexus has received little attention despite its potential. Using two …

This study deals with a novel perspective on how natural resource dependence (NRD) and
natural resource abundance (NRA) moderate the effects of fiscal decentralization and …

This study examines the effects of financial literacy on financial inclusion and savings
behavior in Laos. Compared to previous literature, we use a broader definition of financial …

The combination of digital technology and finance has brought about a new development
model for financial inclusion. What impact will it have on the current imbalance in the …

While financial inclusion is typically addressed by improving the financial infrastructure, we
show that a higher degree of financial literacy also has a clear beneficial effect. We study …