Mergers and acquisitions of financial institutions: A review of the post-2000 literature

R DeYoung, DD Evanoff, P Molyneux - Journal of Financial services …, 2009‏ - Springer
This paper provides a review of the recent financial institution mergers and acquisition
(M&A) literature covering over 150 studies. Several robust themes emerge in the post-2000 …

Relationship lending: a survey of the literature

E Elyasiani, LG Goldberg - Journal of Economics and Business, 2004‏ - Elsevier
This paper reviews the recent literature on relationship lending. First, the effect of
relationship lending on firm value is examined in the context of the event studies …

A more complete conceptual framework for SME finance

AN Berger, GF Udell - Journal of Banking & Finance, 2006‏ - Elsevier
We propose a more complete conceptual framework for analysis of SME credit availability
issues. In this framework, lending technologies are the key conduit through which …

Small business credit availability and relationship lending: The importance of bank organisational structure

AN Berger, GF Udell - The economic journal, 2002‏ - academic.oup.com
This paper models the inner workings of relationship lending, the implications for bank
organisational structure, and the effects of shocks to the economic environment on the …

The ability of banks to lend to informationally opaque small businesses

AN Berger, LF Klapper, GF Udell - Journal of Banking & Finance, 2001‏ - Elsevier
We test hypotheses about the effects of bank size, foreign ownership, and distress on
lending to informationally opaque small firms using a rich new data set on Argentinean …

Noninterest income and financial performance at US commercial banks

R DeYoung, T Rice - Financial review, 2004‏ - Wiley Online Library
Noninterest income now accounts for over 40% of operating income in the US commercial
banking industry. This paper demonstrates a number of empirical links between bank …

Bank concentration and competition: An evolution in the making

AN Berger, A Demirgüç-Kunt, R Levine… - Journal of Money, credit …, 2004‏ - JSTOR
The consolidation of banks around the world in recent years is intensifying public policy
debates on the influences of concentration and competition on the performance of banks. In …

Corporate governance and bank performance: A joint analysis of the static, selection, and dynamic effects of domestic, foreign, and state ownership

AN Berger, GRG Clarke, R Cull, L Klapper… - Journal of banking & …, 2005‏ - Elsevier
We jointly analyze the static, selection, and dynamic effects of domestic, foreign, and state
ownership on bank performance. We argue that it is important to include indicators of all the …

What is fueling FinTech lending? The role of banking market structure

T Balyuk, AN Berger, J Hackney - Review of Corporate Finance …, 2025‏ - academic.oup.com
We study the broad question about the sources of FinTech lending growth by examining a
specific representative product for which the technologies of both FinTech and the …

Small business credit scoring and credit availability

AN Berger, WS Frame - Journal of small business management, 2007‏ - Taylor & Francis
US commercial banks are increasingly using small business credit‐scoring models to
underwrite small business credits. The paper discusses this lending technology, evaluates …