[HTML][HTML] AI in the financial sector: The line between innovation, regulation and ethical responsibility

NN Ridzuan, M Masri, M Anshari, NL Fitriyani… - Information, 2024 - mdpi.com
This study examines the applications, benefits, challenges, and ethical considerations of
artificial intelligence (AI) in the banking and finance sectors. It reviews current AI regulation …

Fintech, financial literacy, and financial education

PJ Morgan - The Routledge Handbook of Financial Literacy, 2021 - taylorfrancis.com
Financial technology (Fintech), ie, using software, applications, and digital platforms to
deliver financial services to consumers and businesses through digital devices such as …

[HTML][HTML] User innovativeness and fintech adoption in Indonesia

B Setiawan, DP Nugraha, A Irawan, RJ Nathan… - Journal of Open …, 2021 - mdpi.com
The integration of the financial industry and financial technology (Fintech) plays a pivotal
role in increasing financial services reach and inclusion for the large unbanked population …

Digital financial literacy and financial well-being

Y Choung, S Chatterjee, TY Pak - Finance Research Letters, 2023 - Elsevier
Digital financial literacy is an emerging concept that emphasizes necessary knowledge and
skills to carry out financial transactions on digital platforms. In this study, we aim to examine …

[HTML][HTML] Fintech and financial health in Vietnam during the COVID-19 pandemic: In-depth descriptive analysis

RJ Nathan, B Setiawan, MN Quynh - Journal of Risk and Financial …, 2022 - mdpi.com
The growing popularity of smartphones and the proliferation of technology have accelerated
the development of the digital payment industry. Fintech enables customers to access …

[HTML][HTML] Empowering mobile money users: The role of financial literacy and trust in Vietnam

D Ha, A Şensoy, A Phung - Borsa Istanbul Review, 2023 - Elsevier
While other countries have implemented mobile money very early with promising results,
Vietnam, a bank-based country, only started the pilot implementation in November 2021. By …

Financial literacy and FinTech market growth around the world

RA AlSuwaidi, C Mertzanis - International Review of Financial Analysis, 2024 - Elsevier
Leveraging new data on fintech financing from the Bank of International Settlements, this
study establishes a strong, positive association between financial literacy and the growth of …

Digital financial literacy and usage of cashless payments in Jordan: the moderating role of gender

M Shehadeh, HM Dawood… - International Journal of …, 2024 - emerald.com
Purpose This study aims to examine the relationships between various components of
digital financial literacy, namely, awareness, subjective knowledge, experience, the digital …

Adoption factors in digital lending services offered by FinTech lenders

J Adamek, M Solarz - Oeconomia Copernicana, 2023 - ceeol.com
Research background: Traditional financial institutions are facing new competitors? FinTech
lenders. The development of these entities and their services depends on many factors …

The effect of financial literacy and social media on micro capital through financial technology in the creative industry sector in East Java

M Widyastuti, YB Hermanto - Cogent Economics & Finance, 2022 - Taylor & Francis
This study aimed to examine the effect of financial Literacy and social Media on micro capital
through financial technology. This type of research is explanatory/associative, accompanied …