Fintech innovation: Is it beneficial or detrimental to financial inclusion and financial stability? A systematic literature review and research directions

DM de Sant'Anna, PN Figueiredo - Emerging Markets Review, 2024‏ - Elsevier
Notwithstanding the financial innovations of the digital era, globally, 1.4 billion people are
still excluded from the formal financial system, thus precluding them from achieving financial …

[HTML][HTML] Does the bank's FinTech innovation reduce its risk-taking? Evidence from China's banking industry

C Li, S He, Y Tian, S Sun, L Ning - Journal of Innovation & Knowledge, 2022‏ - Elsevier
In the context of develo** FinTech innovation, a commercial bank's use of FinTech
innovation can improve its risk management capability, thereby reducing its risk-taking. This …

Fintech-based financial inclusion and bank risk-taking: Evidence from OIC countries

H Banna, MK Hassan, M Rashid - Journal of International Financial Markets …, 2021‏ - Elsevier
Financial inclusion has gone beyond the rhetoric surrounding social development and
financial stability, but also expanding into pathos of arbitrage benefits made from cheap …

[HTML][HTML] Financial inclusion studies bibliometric analysis: Projecting a sustainable future

M Ghosh - Sustainable Futures, 2024‏ - Elsevier
The study assesses existing studies in the financial inclusion domain and paves the path for
future studies where new dimensions can be looked for in this area. This research …

Fintech development and bank risk taking in China

R Wang, J Liu, H Luo - The European Journal of Finance, 2021‏ - Taylor & Francis
This paper empirically tests the effect of FinTech development on bank risk taking using
unbalanced bank-level panel data from China for the period from 2011 to 2018. We use the …

Impact of digital financial inclusion on ASEAN banking stability: implications for the post-Covid-19 era

H Banna, MR Alam - Studies in Economics and Finance, 2021‏ - emerald.com
Purpose This paper aims to investigate how digital financial inclusion (DFI) can be a
potential factor to maintain banking stability in Association of Southeast Asian Nations …

Fintech-based financial inclusion and risk-taking of microfinance institutions (MFIs): Evidence from Sub-Saharan Africa

H Banna, MA Mia, M Nourani, L Yarovaya - Finance Research Letters, 2022‏ - Elsevier
Fintech innovations are rapidly transforming the global financial industry and easing the
financial inclusion initiatives of microfinance institutions (MFIs). Such technological …

Relationship between financial inclusion, monetary policy and financial stability: An analysis in high financial development and low financial development countries

TTK Oanh - Heliyon, 2023‏ - cell.com
This article studies the linkage between financial inclusion, monetary policy and financial
stability in 58 countries including 31 high financial development countries (HFDCs) and 27 …

How does financial inclusion affect bank stability in emerging economies?

R Wang, HR Luo - Emerging Markets Review, 2022‏ - Elsevier
We study how financial inclusion influences bank stability in 36 emerging economies using
bank-level data from more than 1500 commercial banks from 2004–2018. Consistent …