System and method for processing a loan
DR Flaxman, ML Tantoco-Hobbs, AMM Kobus… - US Patent …, 2010 - Google Patents
A computer-implemented mortgage loan application data processing system comprises user
interface logic and a workflow engine. The user interface logic is configured to receive …
interface logic and a workflow engine. The user interface logic is configured to receive …
Multi-bureau credit file freeze and unfreeze
E Haller, K Kent - US Patent 9,256,904, 2016 - Google Patents
4,346,442 A 8, 1982 Musmanno bureaus, for example by accessing a data structure, such
as a 4,491,725 A 1, 1985 Pritchard database or table, that stores a personal identifier and …
as a 4,491,725 A 1, 1985 Pritchard database or table, that stores a personal identifier and …
Massive scale heterogeneous data ingestion and user resolution
A Rege, PK Sahay, M Lally, S Kumar… - US Patent 11,227,001, 2022 - Google Patents
This disclosure relates to data association, attribution, anno tation, and interpretation
systems and related methods of efficiently organizing heterogeneous data at a massive …
systems and related methods of efficiently organizing heterogeneous data at a massive …
Estimating the spend capacity of consumer households
JA Chwast, K Haggerty, JJ Wang, DW Xu… - US Patent …, 2012 - Google Patents
2.69; $38, St. et al 2006/0242048 A1 10/2006 Haggerty et al. kJ. aO et al. 2006/0242049 A1
10/2006 Haggerty et al. 7,249,076 B1* 7/2007 Pendleton et al............... 705/35 7.249, 114 B2 …
10/2006 Haggerty et al. 7,249,076 B1* 7/2007 Pendleton et al............... 705/35 7.249, 114 B2 …
Systems and methods for data verification
E Haller, M Hirn, C Dichiara - US Patent 9,147,042, 2015 - Google Patents
5,621,201 5,629,982 5,630,070 5,640,551 5,640,577 5,644,778 5,649,114 5,655,129
5,659,725 5,659,731 5,666,528 5,692,107 5,696,907 5,699,527 5,704,044 5,715,314 …
5,659,725 5,659,731 5,666,528 5,692,107 5,696,907 5,699,527 5,704,044 5,715,314 …
Systems and methods for early account score and notification
CJ Celka, CR Rojas - US Patent 8,725,613, 2014 - Google Patents
The embodiments illustrated herein provide systems and methods for predicting or
identifying early life account fraud at a point-in-time within existing account portfolios. The …
identifying early life account fraud at a point-in-time within existing account portfolios. The …
Systems and methods for detecting bust out fraud using credit data
HO Brunzell, AR Caron, TW Wong - US Patent 7,991,689, 2011 - Google Patents
5,640,577 5,644,778 5,649,114 5,655,129 5,659,731 5,666,528 5,692,107 5,696,907
5,699,527 5,704,044 5,737,732 5,745,654 5,754,938 5,764,923 5,768.423 5,774,692 …
5,699,527 5,704,044 5,737,732 5,745,654 5,754,938 5,764,923 5,768.423 5,774,692 …
Multi-bureau credit file freeze and unfreeze
E Haller, K Kent - US Patent 9,792,648, 2017 - Google Patents
The systems and methods described herein allow consumers to lock or unlock their credit
files at multiple credit bureaus in real-time or near real-time. The service may allow a …
files at multiple credit bureaus in real-time or near real-time. The service may allow a …
Multi-bureau credit file freeze and unfreeze
E Haller, K Kent - US Patent 10,115,155, 2018 - Google Patents
The systems and methods described herein allow consumers to lock or unlock their credit
files at multiple credit bureaus in real-time or near real-time. The service may allow a …
files at multiple credit bureaus in real-time or near real-time. The service may allow a …
Systems and methods of ranking a plurality of credit card offers
RKK Chandran - US Patent 8,799,148, 2014 - Google Patents
Prescreened credit card offers, such as offers for credit cards that a particular potential
borrower is likely to be granted upon completion of a full application, are ranked based on …
borrower is likely to be granted upon completion of a full application, are ranked based on …