Relationship lending: a survey of the literature

E Elyasiani, LG Goldberg - Journal of Economics and Business, 2004 - Elsevier
This paper reviews the recent literature on relationship lending. First, the effect of
relationship lending on firm value is examined in the context of the event studies …

[HTML][HTML] The economics of small business finance: The roles of private equity and debt markets in the financial growth cycle

AN Berger, GF Udell - Journal of banking & finance, 1998 - Elsevier
This article examines the economics of financing small business in private equity and debt
markets. Firms are viewed through a financial growth cycle paradigm in which different …

Relationship lending and lines of credit in small firm finance

AN Berger, GF Udell - Journal of business, 1995 - JSTOR
This article examines the role of relationship lending in small firm finance. It examines price
and nonprice terms of bank lines of credit (L/Cs) extended to small firms. The focus on L/Cs …

[BOOK][B] Microeconomics of banking

X Freixas, JC Rochet - 2008 - books.google.com
The second edition of an essential text on the microeconomic foundations of banking
surveys the latest research in banking theory, with new material that covers recent …

[PDF][PDF] Competition and regulation in the banking sector: A review of the empirical evidence on the sources of bank rents

H Degryse, S Ongena - Handbook of financial intermediation …, 2008 - qed.econ.queensu.ca
We combine recent findings from the empirical banking literature with established insights
from studies of banking competition and regulation. Motivated by modern theory of financial …

Small business credit availability and relationship lending: The importance of bank organisational structure

AN Berger, GF Udell - The economic journal, 2002 - academic.oup.com
This paper models the inner workings of relationship lending, the implications for bank
organisational structure, and the effects of shocks to the economic environment on the …

A more complete conceptual framework for SME finance

AN Berger, GF Udell - Journal of Banking & Finance, 2006 - Elsevier
We propose a more complete conceptual framework for analysis of SME credit availability
issues. In this framework, lending technologies are the key conduit through which …

[HTML][HTML] The consolidation of the financial services industry: Causes, consequences, and implications for the future

AN Berger, RS Demsetz, PE Strahan - Journal of banking & finance, 1999 - Elsevier
This article designs a framework for evaluating the causes, consequences, and future
implications of financial services industry consolidation, reviews the extant research …

Social capital and debt contracting: Evidence from bank loans and public bonds

I Hasan, CK Hoi, Q Wu, H Zhang - Journal of Financial and …, 2017 - cambridge.org
We find that firms headquartered in US counties with higher levels of social capital incur
lower bank loan spreads. This finding is robust to using organ donation as an alternative …

Relationship lending within a bank-based system: Evidence from European small business data

H Degryse, P Van Cayseele - Journal of financial Intermediation, 2000 - Elsevier
We investigate relationship lending using detailed contract information from nearly 18,000
bank loans to small Belgian firms operating within the continental European bank-based …