A dynamic model of banking loan based on the gradient adjustment process is presented.
The amount of loan that will be channeled in the future depends on the sign of the marginal …

The gradient adjustment process is used to create a dynamic model of banking loan. The
sign of the loan's marginal profit determines how much money will be loaned in the future. In …

We consider a banking duopoly model with a macroprudential policy in Indonesia called
loan-to-deposit ratio-based reserve requirement (LDR-RR). The objective of the policy is to …

This study investigates the impact of the percentage of deposit insurance premium and the
membership contribution of the Indonesia Deposit Insurance Corporation (IDIC) on the …

This research analyzes a central bank's capital adequacy ratio (CAR) policy using a
dynamic loan model based on a gradient adjustment approach defined as a difference …

One of central bank regulations that has direct impact on the banking industry is loan
benchmark interest rate. Banks use it as a reference rate to determine their loan interest rate …

Based on different carbon quota trading mechanisms, the price and emission reduction
strategies of oligopoly manufacturers in the low-carbon market and the government carbon …

This paper considers a banking loan model using a difference equation with a nonlinear
deposit interest rate. The construction of the model is based on a simple bank balance sheet …

A loan benchmark interest rate policy always becomes a challenging problem in the banking
industry since it has a role in controlling bank loan expansion, especially when there is …

Deposit benchmark interest rates are a policy implemented by banking regulators to
calculate the interest rates offered to depositors, maintaining equitable and competitive rates …