Does informal finance matter for micro and small businesses in Africa?

S Mago, FS Modiba - Small Business International Review, 2022 - sbir.upct.es
Globally, micro and small businesses require finance to support their business activities.
Most of them have low profits because of the lack of support from the formal financial system …

Why do small businesses have difficulty in accessing bank financing?

R Harrison, Y Li, SA Vigne, Y Wu - International Review of Financial …, 2022 - Elsevier
This study investigates bank financing to small and medium-size enterprises (SMEs) and
evaluates whether the difficulties of SMEs in accessing bank financing during a period of …

The effect of golden ratio-based capital structure on firm's financial performance

HIM Amin, K Cek - Sustainability, 2023 - mdpi.com
This study aims to apply the golden ratio to the capital structure of non-financial institutions
in France and the United Kingdom to find the effect of the golden ratio's deviation from the …

Financial inclusion and business practices of microbusiness in Colombia

JC Urueña-Mejía, LH Gutierrez… - Eurasian Business …, 2023 - Springer
Financial inclusion is known to be relevant for improving the growth perspectives of
microbusinesses. This research has three aims. First, to explore how adopting business …

European SMEs' growth: the role of market-based finance and public financial support

S Boccaletti, A Ferrando, E Rossi… - Small Business Economics, 2024 - Springer
The study investigates the role of market-based finance and public financial support in
aiding scaling up by European SMEs. First, we analyse the impact of public loan guarantee …

A survival analysis of public guaranteed loans: does financial intermediary matter?

S Caselli, G Corbetta, D Cucinelli… - Journal of Financial …, 2021 - Elsevier
This paper investigates the risk of failure of loans guaranteed by public credit guarantee
schemes. We analyse the determinants of the time to default of approximately 15,000 loans …

How do micro firms differ in their financing patterns from larger SMEs?

C Masiak, JH Block, A Moritz, F Lang… - Venture Capital, 2019 - Taylor & Francis
The vast majority of firms in Europe are micro firms. Still, we know little about their financing
patterns. Our paper aims to close this gap. Based on a large European firm-level data set …

SME access to market-based finance across Eurozone countries

P Bongini, A Ferrando, E Rossi, M Rossolini - Small Business Economics, 2021 - Springer
This paper provides an in-depth analysis of small and medium enterprise (SME) access to
capital markets across Eurozone countries. First, we determine which factors—at firm and …

Tying the knot–linking bootstrap** and working capital management in established enterprises

M Fitzsimons, T Hogan, MT Hayden - Journal of Applied Accounting …, 2023 - emerald.com
Purpose Bootstrap** is a practitioner-based term adopted in entrepreneurship to describe
the techniques employed in micro, small and medium-sized enterprises (MSMEs) to …

The funding gap and the financing of small and medium businesses: An integrated literature review and an agenda

E Esho, G Verhoef - 2018 - mpra.ub.uni-muenchen.de
Small and medium businesses contribute to the economies of developed and develo**
countries. However, they face constraints that are very different from large businesses. Chief …