Credit risk is the critical problem faced by banking and financial sectors when the borrower
fails to complete their commitments to pay back. The factors that could increase credit risk …

Blockchain technology has rapidly gained popularity, permeating various fields due to its
inherent features of security, transparency, and decentralization. Blockchain-based …

Purpose The objective of this study is to provide a systematic review of the literature on
artificial intelligence (AI) in customer-facing financial services, providing an overview of …

An increase in consumption and inefficiency, fluctuating trends in demand and supply, and a
lack of critical analytics for successful management are just some of the problems that the …

Artificial intelligence (AI) is currently being developed by large corporations, and
governments all over the world are yearning for it. AI isn'ta futuristic concept; it is already …

The digital economy has risen dramatically in the global environment, and many develo**
countries, including African countries, have seen a spike in digital activity over recent years …

Individuals and enterprises have an increasing need for financial resources, which has led
to the development of numerous financial instruments such as microfinance, insurance, and …

Notwithstanding the financial innovations of the digital era, globally, 1.4 billion people are
still excluded from the formal financial system, thus precluding them from achieving financial …

Although there is a significant gap in comprehensive research on FinTech ecosystems in
emerging markets, it is evident that these regions hold immense potential for growth in the …

Bank lending to SMEs plays a vital role in economic growth, contributing significantly to
employment and GDP. Access to bank lending is crucial for small-and medium-sized …