Explainable artificial intelligence (XAI) in finance: a systematic literature review
J Černevičienė, A Kabašinskas - Artificial Intelligence Review, 2024 - Springer
As the range of decisions made by Artificial Intelligence (AI) expands, the need for
Explainable AI (XAI) becomes increasingly critical. The reasoning behind the specific …
Explainable AI (XAI) becomes increasingly critical. The reasoning behind the specific …
Consumer credit risk assessment: A review from the state-of-the-art classification algorithms, data traits, and learning methods
Credit risk assessment is a crucial element in credit risk management. With the extensive
research on consumer credit risk assessment in recent decades, the abundance of literature …
research on consumer credit risk assessment in recent decades, the abundance of literature …
Unlocking the black box: an in-depth review on interpretability, explainability, and reliability in deep learning
Deep learning models have revolutionized numerous fields, yet their decision-making
processes often remain opaque, earning them the characterization of “black-box” models …
processes often remain opaque, earning them the characterization of “black-box” models …
Natural language processing in finance: A survey
K Du, Y Zhao, R Mao, F ** the fintech revolution: how technology is transforming credit risk management
Purpose This study aims to investigate the intersection of financial technology (fintech) and
credit risk exploring the impact of fintech on credit risk within the banking and financial …
credit risk exploring the impact of fintech on credit risk within the banking and financial …
Boosting credit risk models
B Baesens, K Smedts - The British Accounting Review, 2023 - Elsevier
In this article, we give various recommendations to boost the performance of credit risk
models. It is based upon more than two decades of research and consulting on the topic …
models. It is based upon more than two decades of research and consulting on the topic …
Consumers' opinion orientations and their credit risk: An econometric analysis enhanced by multimodal analytics
Q Wang, RYK Lau, WTE Ngai… - Journal of the …, 2024 - aisel.aisnet.org
The rise of financial technology (fintech) has motivated practitioners and researchers to
explore alternative data sources and enhanced credit scoring methods for better …
explore alternative data sources and enhanced credit scoring methods for better …
An Explainable AI framework for credit evaluation and analysis
Loan Facility is a profitable venture for the banking industry and can render great financial
support to the beneficiary. The Global banking systems with secured private cloud are …
support to the beneficiary. The Global banking systems with secured private cloud are …
Fuzzy clustering analysis for the loan audit short texts
L Han, Z Liu, J Qiang, Z Zhang - Knowledge and Information Systems, 2023 - Springer
In China, post-loan management is usually executed in the form of a visit survey conducted
by a credit manager. Through a quarterly visit survey, a large number of loan audit short …
by a credit manager. Through a quarterly visit survey, a large number of loan audit short …