In this article, we review the literature on financial literacy, financial education, and
consumer financial outcomes. We consider how financial literacy is measured in the current …

This paper reviews the role of parents in young people's financial socialization process.
Despite robust evidence illustrating the key role of parents in this process, parental …

Policy makers have embraced financial education as a necessary antidote to the increasing
complexity of consumers' financial decisions over the last generation. We conduct a meta …

This article explores how financial literacy, comprised of both actual financial knowledge
and perceived financial confidence, affect financial decisions. Using national survey data …

Research to date does not demonstrate a causal chain from financial education to welfare-
enhancing financial behavior, in part due to biases, heuristics, and emotional influences on …

For well over a decade, financial literacy has been a primary lens through which researchers
approach financial education. Unfortunately, in most cases, this potentially rich construct is …

A logistic regression model was used to investigate the effects of financial literacy, financial
advisors, and information sources on life insurance participation. Our empirical findings …

Researchers reach different conclusions about the functional or dysfunctional nature of
impulsive buying behavior. While many note the use of impulsive buying as a form of mood …

This study investigates how financial education in high school, college, or in the workplace
affects the short‐and long‐term financial behaviors of adults using the 2015 National …

Purpose Premised on the argument that cognition structures the way how individuals think
and make decisions, the purpose of this paper is to test the interaction effect of cognition in …