FinTech, lending and payment innovation: A review

S Agarwal, J Zhang - Asia‐Pacific Journal of Financial Studies, 2020 - Wiley Online Library
The global landscape has seen the advent of new technology in offering innovative financial
services and products and resha** the financial sector, namely FinTech. In this review, we …

FinTech and household finance: a review of the empirical literature

S Agarwal, YH Chua - China Finance Review International, 2020 - emerald.com
Purpose This paper reviews recent advances in the empirical literature of FinTech and
household finance. Design/methodology/approach We survey the effects of FinTech on …

Shadow banking in a crisis: Evidence from FinTech during COVID-19

Z Bao, D Huang - Journal of Financial and Quantitative Analysis, 2021 - cambridge.org
We analyze lending by traditional as well as fintech lenders during COVID-19. Comparing
samples of fintech and bank loan records across the outbreak, we find that fintech …

FinTech credit and entrepreneurial growth

H Hau, Y Huang, C Lin, H Shan, Z Sheng… - the Journal of …, 2024 - Wiley Online Library
Based on automated credit lines to vendors trading on Alibaba's online retail platform and a
discontinuity in the credit decision algorithm, we document that a vendor's access to FinTech …

[HTML][HTML] Opportunities and Barriers for FinTech in SAARC and ASEAN Countries

T Imam, A McInnes, S Colombage, R Grose - Journal of Risk and …, 2022 - mdpi.com
This article assesses the opportunities and challenges for different categories of FinTechs in
the SAARC and ASEAN regions. We consider the global financial inclusion data released by …

Fintech adoption dynamics in a pandemic: An experience from some financial institutions in Nigeria during COVID-19 using machine learning approach

OC Edo, EE Etu, I Tenebe, OS Oladele… - Cogent Business & …, 2023 - Taylor & Francis
The novel coronavirus caused a lifestyle shift, and the acceptance of offsite financial
transactions is still a case for financial technology (fintech). Mobile financial transactions …

Robo-advice: Transforming households into rational economic agents

F D'Acunto, AG Rossi - Annual Review of Financial Economics, 2023 - annualreviews.org
Robo-advice uses big and open data to provide consumers with fully informed and rational-
expectation benchmarks in all realms of household finance, including consumption, saving …

Driving factors behind mobile payment app users' continuance intention: insights for service providers in Malaysia

LY Chaw, CM Tang, M Ali - Journal of Systems and Information …, 2024 - emerald.com
Purpose As the competition to retain current and attract new mobile payment app users
intensifies, meeting users' needs has become fundamental for mobile payment app service …