FinTech, lending and payment innovation: A review
The global landscape has seen the advent of new technology in offering innovative financial
services and products and resha** the financial sector, namely FinTech. In this review, we …
services and products and resha** the financial sector, namely FinTech. In this review, we …
FinTech and household finance: a review of the empirical literature
Purpose This paper reviews recent advances in the empirical literature of FinTech and
household finance. Design/methodology/approach We survey the effects of FinTech on …
household finance. Design/methodology/approach We survey the effects of FinTech on …
Shadow banking in a crisis: Evidence from FinTech during COVID-19
We analyze lending by traditional as well as fintech lenders during COVID-19. Comparing
samples of fintech and bank loan records across the outbreak, we find that fintech …
samples of fintech and bank loan records across the outbreak, we find that fintech …
FinTech credit and entrepreneurial growth
H Hau, Y Huang, C Lin, H Shan, Z Sheng… - the Journal of …, 2024 - Wiley Online Library
Based on automated credit lines to vendors trading on Alibaba's online retail platform and a
discontinuity in the credit decision algorithm, we document that a vendor's access to FinTech …
discontinuity in the credit decision algorithm, we document that a vendor's access to FinTech …
The rise of e-wallets and buy-now-pay-later: Payment competition, credit expansion, and consumer behavior
W Bian, LW Cong, Y Ji - 2023 - nber.org
The past decade has witnessed a phenomenal rise of digital wallets, and the COVID-19
pandemic further accelerated their adoption globally. Such e-wallets provide not only a …
pandemic further accelerated their adoption globally. Such e-wallets provide not only a …
FinTech adoption and household risk-taking: From digital payments to platform investments
We study household finance in the age of FinTech, where consumption, payments, and
investments take place via all-in-one super-apps. We hypothesize that FinTech adoption can …
investments take place via all-in-one super-apps. We hypothesize that FinTech adoption can …
[HTML][HTML] Opportunities and Barriers for FinTech in SAARC and ASEAN Countries
This article assesses the opportunities and challenges for different categories of FinTechs in
the SAARC and ASEAN regions. We consider the global financial inclusion data released by …
the SAARC and ASEAN regions. We consider the global financial inclusion data released by …
Fintech adoption dynamics in a pandemic: An experience from some financial institutions in Nigeria during COVID-19 using machine learning approach
The novel coronavirus caused a lifestyle shift, and the acceptance of offsite financial
transactions is still a case for financial technology (fintech). Mobile financial transactions …
transactions is still a case for financial technology (fintech). Mobile financial transactions …
Robo-advice: Transforming households into rational economic agents
Robo-advice uses big and open data to provide consumers with fully informed and rational-
expectation benchmarks in all realms of household finance, including consumption, saving …
expectation benchmarks in all realms of household finance, including consumption, saving …
Driving factors behind mobile payment app users' continuance intention: insights for service providers in Malaysia
Purpose As the competition to retain current and attract new mobile payment app users
intensifies, meeting users' needs has become fundamental for mobile payment app service …
intensifies, meeting users' needs has become fundamental for mobile payment app service …