For decades, it was taken as a given that an increased homeownership rate was a desirable
goal. But after the financial crises and Great Recession, in which roughly eight million …

Ageing populations in the Western World over the last few decades have necessitated the
development of financial products to assist older people face the challenges of ageing. One …

Reverse mortgages have long been viewed with skepticism by some retirees, financial
planners, and financial institutions. Potential concerns are many, including high costs, dicey …

Did the rise of Chinese import competition in the early 2000s affect banks' credit supply
policies? Using bank-firm-level data on the universe of Spanish corporate loans, we find that …

The transformations in the welfare state regimes that have occurred globally, over the last
three decades or so, have seriously affected the capacity of states to sustain the previous …

The housing wealth of elderly homeowners is emerging as a key asset to support
Australians in retirement. The Australian government's Home Equity Access Scheme allows …

The article talks about increasing fiscal demands from an older demographic for services
such as long-term care and programs such as the age pension with the ageing of Australian …

This study utilizes household-level micro survey data from China to investigate the impact of
homeownership on the economic status of households and the underlying mechanisms. The …

As retirees live longer, spend more on medical care, and get less income replaced by Social
Security, many may need to consider tap** their home equity to be comfortable in …

Successive waves of house price appreciation have prompted homeowners to tap into
housing wealth, increasing mortgage debt to meet spending needs. This paper addresses …