Revisiting IS business value research: what we already know, what we still need to know, and how we can get there

G Schryen - European Journal of Information Systems, 2013 - Taylor & Francis
The business value of investments in Information Systems (IS) has been, and is predicted to
remain, one of the major research topics for IS researchers. While the vast majority of …

Fintech development and bank risk taking in China

R Wang, J Liu, H Luo - The European Journal of Finance, 2021 - Taylor & Francis
This paper empirically tests the effect of FinTech development on bank risk taking using
unbalanced bank-level panel data from China for the period from 2011 to 2018. We use the …

The impact of digital transformation on performance: Evidence from Vietnamese commercial banks

TD Do, HAT Pham, EI Thalassinos, HA Le - Journal of risk and financial …, 2022 - mdpi.com
The role of digital transformation in creating value for commercial banks has been
interesting to researchers for a long time. While many commercial banks have significantly …

How do fintech start-ups affect financial institutions' performance and default risk?

C Haddad, L Hornuf - The European Journal of Finance, 2023 - Taylor & Francis
We examine the impact of fintech start-ups on the performance and default risk of traditional
financial institutions. We find a positive relationship between fintech start-up formations and …

Digitalization and bank profitability: evidence from an emerging country

QTT Nguyen, LTH Ho, DT Nguyen - International Journal of Bank …, 2023 - emerald.com
Purpose This study aims to investigate the effect of digitalization on bank profitability among
Vietnamese banks. Design/methodology/approach The research employs fixed-effects …

[BOOK][B] The industrial organization of banking

D Van Hoose - 2010 - Springer
This second edition of The Industrial Organization explores the study of the structure of
individual banks, banking markets, and their interactions. The book has the same two key …

Interest rates as a finance battleground? The rise of Fintech and big tech credit providers and bank interest margin

M Hodula - Finance Research Letters, 2023 - Elsevier
Using data from 91 countries spanning 2013–2019, I show that the rise of alternative credit
lines (fintech and big tech) can be robustly associated with decreasing profit margins in the …

The role of banks' technology adoption in credit markets during the pandemic

N Branzoli, E Rainone, I Supino - Journal of Financial Stability, 2024 - Elsevier
This paper shows that higher information technology (IT) adoption by banks was associated
to a larger increase in corporate lending in the months following the COVID-19 outbreak in …

ICT as a key determinant of efficiency: a bootstrap-censored quantile regression (bcqr) analysis for Vietnamese banks

TDQ Le, T Ngo, TH Ho, DT Nguyen - International Journal of Financial …, 2022 - mdpi.com
There is evidence that ICT developments can improve bank efficiency and performance.
Previous studies often employ data envelopment analysis (DEA) to first examine bank …

The impact of Fintech startups on financial institutions' performance and default risk

C Haddad, L Hornuf - 2021 - papers.ssrn.com
We examine the impact of fintech start-ups on the performance and default risk of traditional
financial institutions. We find a positive relationship between fintech start-up formations and …