Much policy attention has been placed on enhancing individuals' financial knowledge and
literacy, chiefly through financial education programs. However, managing one's personal …

OBJECTIVES: This paper reviews the empirical literature on what characterises individuals
with voluntary private health insurance (VPHI) in universal health care systems and …

Recent comparative evidence from OECD countries suggests that Australia's mixed public–
private health system does a good job in ensuring high and fairly equal access to doctor …

Doctors often make decisions for their patients and predict their patients' preferences and
decisions to customize advice to their particular situation. We investigated how doctors make …

Background Few studies have quantitatively estimated the income elasticity of demand of
voluntary private health insurance (VPHI) in countries with a universal National Health …

Background China is reforming and restructuring its health insurance system to achieve the
goal of universal coverage. This study aims to understand the determinants of public, private …

We find that households reduce their consumption in response to higher economic policy
uncertainty (EPU). Compared with lower income households, high income group is more …

A basic prediction of theoretical models of insurance is that if consumers have private
information about their risk of suffering a loss there will be a positive correlation between risk …

Aim With the development of the social economy, commercial health insurance in China has
gradually been recognized by residents, but it is still in the initial stage of the market. To …

This chapter will deal with the actual and efficient functioning of health insurance in settings
where risk (expected value) of medical spending or insurance benefits varies across …