Propensity to plan is an indicator of financial capability that contributes to consumer financial
well‐being. Previous research has shown that propensity to plan is positively related to …

Planning has pronounced effects on consumer behavior and intertemporal choice. We
develop a six-item scale measuring individual differences in propensity to plan that can be …

The main objective of this research is to identify the behavioral factors which have an effect
on retirement planning behavior. The study applies the theory of planned behavior and time …

Aims To describe:(i) three alternative conceptual frameworks used by economists to study
addictive behaviors: rational, imperfectly rational and irrational addiction;(ii) empirical …

We find that asymmetric information is important for the uptake of supplementary private
health insurance and health care utilization. We use dynamic panel data models to …

This study investigates whether drinker-drivers attributes are associated with imperfect
rationality or irrationality. Using data from eight US cities, we determine whether drinker …

This study used the 2013 Survey of Consumer Finances (SCF) to identify the role of the
propensity to plan on retirement savings and asset accumulation. Based on the theory of …

The Millennial generation's financial behaviors are of great importance because they will
contribute significantly to the labor market in the future. Using the 2015 National Financial …

We examine the optimal design of policies directed at regulating tobacco consumption
through two types of instruments: taxation and anti-smoking mass media campaigns. We find …

We investigate the presence of moral hazard and advantageous or adverse selection in a
market for supplementary health insurance. For this we specify and estimate dynamic …