[PDF][PDF] Education policy and social change: Examining the impact of reform initiatives on equity and access

CA Eden, ON Chisom, IS Adeniyi - International Journal of …, 2024 - researchgate.net
Education policy plays a pivotal role in sha** the socio-economic landscape of a society,
with reform initiatives serving as catalysts for social change. This review explores the …

[PDF][PDF] Integrative strategies for zoonotic disease surveillance: A review of one health implementation in the United States

OT Ojeyinka, TT Omaghomi, OT Ojeyinka… - World Journal of …, 2024 - researchgate.net
Zoonotic diseases pose significant public health threats worldwide, highlighting the need for
effective surveillance strategies. The One Health approach, which recognizes the …

Data analytics in energy corporations: Conceptual framework for strategic business outcomes

OK Olajiga, KA Olu-lawal, FO Usman… - World Journal of …, 2024 - wjarr.co.in
Data analytics has emerged as a pivotal tool for energy corporations to navigate the
complexities of the modern market landscape, optimize operations, and drive strategic …

[PDF][PDF] Financial technology optimization using artificial intelligence (AI) to accomplish sustainable development goals (SDGs)

A Raihan - Proceedings of the International Conference on on …, 2024 - researchgate.net
This thorough research analyzes the intersection of Artificial Intelligence (AI), Financial
Technologies (FinTech), and the United Nations' Sustainable Development Goals (SDGs). It …

Enhancing Fairness in Credit Assessment: Mitigation Strategies and Implementation

M Kisten, M Khosa - IEEE Access, 2024 - ieeexplore.ieee.org
Credit assessment remains crucial in determining an individual's creditworthiness,
significantly influencing their financial opportunities. However, traditional credit assessment …

AI impact on traditional credit scoring models

Z Temelkov, VG Svrtinov - Journal of Economics, 2024 - js.ugd.edu.mk
Credit scores are an integral part of a bank's lending process because they provide insight
into the creditworthiness of each borrower. The traditional credit scoring models offer a …

Transforming Financial Services With Artificial Intelligence and Machine Learning: Insights Into Opportunities and Emerging Trends

A Ibrahim, NA Almasria, ZA Alhatabat… - Utilizing AI and …, 2025 - igi-global.com
In modern dynamic business environments, the integration of machine learning (ML) and
artificial intelligence (AI) into financial services and investment decisions has significantly …

Anthropocentric AI for EU Consumer Lending: 'Hacking'Opacity and Discrimination 'Sins' Powered by Creditworthiness Machines

DM Rebelo, FP de Andrade, P Novais - EPIA Conference on Artificial …, 2024 - Springer
Incorporating AI-based decision-making into consumer credit assessment under the
framework of Consumer Law enhances regulatory compliance. This paper outlines a Multi …

Explainability and Utility with Pose in Instance Segmentation Algorithms: Flow visualisations for interpreting segmentation in medical imaging

A Bahuguna - 2024 - diva-portal.org
Usage of artificial intelligence techniques in medical contexts necessitates their
explainability to achieve reliability and trust. Visual explanations for how computer vision …

The Application of Alternative Data in Credit Scoring

X Zhang - International Workshop on Navigating the Digital …, 2025 - atlantis-press.com
This paper mainly combs the ideas and methods of various researches on the application of
alternative data in credit scoring and classifies, summarizes and summarizes the research …