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FinTech, lending and payment innovation: A review
The global landscape has seen the advent of new technology in offering innovative financial
services and products and resha** the financial sector, namely FinTech. In this review, we …
services and products and resha** the financial sector, namely FinTech. In this review, we …
FinTech and household finance: a review of the empirical literature
Purpose This paper reviews recent advances in the empirical literature of FinTech and
household finance. Design/methodology/approach We survey the effects of FinTech on …
household finance. Design/methodology/approach We survey the effects of FinTech on …
FinTech adoption and financial inclusion: Evidence from household consumption in China
T Yang, X Zhang - Journal of Banking & Finance, 2022 - Elsevier
This paper provides micro-level evidence on how FinTech adoption affects household
consumption and consumption inequality. Our hypothesis is that through FinTech's payment …
consumption and consumption inequality. Our hypothesis is that through FinTech's payment …
Digital finance and the two-dimensional logic of industrial green transformation: Evidence from green transformation of efficiency and structure
S Zhong, L Peng, J Li, G Li, C Ma - Journal of Cleaner Production, 2023 - Elsevier
This paper deconstructs industrial green transformation into two aspects, industrial efficiency
green transformation and industrial structure green transformation. We examine the impact …
green transformation and industrial structure green transformation. We examine the impact …
Digital finance era: Will individual investors become better players?
X Lu, X Zhang, J Guo, P Yue - Journal of International Financial Markets …, 2024 - Elsevier
Exploring the intersection of new technologies and financial services, this study probes the
role of digital inclusive finance in enhancing the performance of individual investors …
role of digital inclusive finance in enhancing the performance of individual investors …
[HTML][HTML] RegTech: Technology-driven compliance and its effects on profitability, operations, and market structure
Compliance-driven investments in technology—or “RegTech”—are growing rapidly. To
understand the effects on the financial sector, we study firms' responses to new internal …
understand the effects on the financial sector, we study firms' responses to new internal …
[PDF][PDF] Inclusion and democratization through web3 and defi? initial evidence from the ethereum ecosystem
How financial technology impacts financial inclusion and democratic access to financial
services is central for policy discussions and applied research (World Bank Group, 2016; …
services is central for policy discussions and applied research (World Bank Group, 2016; …
Banking in africa
This chapter takes stock of the current state of banking systems across sub-Saharan Africa
and discusses recent developments including innovations that could help Africa leapfrog …
and discusses recent developments including innovations that could help Africa leapfrog …
Shocks and technology adoption: Evidence from electronic payment systems
We provide evidence on the importance of coordination frictions in technology adoption,
using data from a large provider of electronic wallets during the Indian demonetization …
using data from a large provider of electronic wallets during the Indian demonetization …
How debit cards enable the poor to save more
We study an at‐scale natural experiment in which debit cards were given to cash transfer
recipients who already had a bank account. Using administrative account data and …
recipients who already had a bank account. Using administrative account data and …