This article surveys research on the effects of digitalization on access to finance. We focus
the review on access through fintech. We review the growth of three main fintech …

In response to fundamental changes in regulation and technology, the financial industry is
undergoing an unprecedented wave of consolidation. A growing body of empirical literature …

The financial technologies (FinTech) revolution is in full swing globally. In this paper, we
review the burgeoning literature on FinTech and FinTech-enabled services, focusing on the …

This paper assesses different econometric approaches to working with count-based
outcome variables and other outcomes with similar distributions, which are increasingly …

We analyze the information content of a digital footprint—that is, information that users leave
online simply by accessing or registering on a Web site—for predicting consumer default …

We study the effects of technological change on financial intermediation, distinguishing
between innovations in information (data collection and processing) and communication …

New technology promises to expand the supply of financial services to small businesses
poorly served by banks. Does it succeed? We study the response of FinTech to financial …

Financialization is one of the most innovative concepts to emerge in the field of political
economy during the last three decades, although there is no agreement on what exactly it is …

Abstract Information, which can arrive in multiple forms, is a fundamental component of all
financial transactions and markets. We define hard and soft information and describe the …

This paper empirically examines how capital affects a bank's performance (survival and
market share) and how this effect varies across banking crises, market crises, and normal …