Estimating equilibrium in health insurance exchanges: Price competition and subsidy design under the aca

P Tebaldi - Review of Economic Studies, 2025 - academic.oup.com
Regulations to design private yet publicly sponsored health insurance markets are
increasingly adopted in many OECD countries. Here I combine data and economic theory to …

Nonparametric estimates of demand in the california health insurance exchange

P Tebaldi, A Torgovitsky, H Yang - Econometrica, 2023 - Wiley Online Library
We develop a new nonparametric approach for discrete choice and use it to analyze the
demand for health insurance in the California Affordable Care Act marketplace. The model …

Demand for health insurance: Evidence from the California and Washington ACA exchanges

E Saltzman - Journal of Health Economics, 2019 - Elsevier
I estimate demand for health insurance using consumer-level data from the California and
Washington ACA exchanges. I use the demand estimates to simulate the impact of policies …

Sources of inertia in the individual health insurance market

C Drake, C Ryan, B Dowd - Journal of Public Economics, 2022 - Elsevier
Consumers in private health insurance markets are highly inertial. The literature has
repeatedly found consumers are willing to pay thousands of dollars to keep their health plan …

Inertia, market power, and adverse selection in health insurance: Evidence from the ACA exchanges

E Saltzman, A Swanson, D Polsky - 2021 - nber.org
We study how inertia interacts with market power and adverse selection in managed
competition health insurance markets. We use consumer-level data to estimate a model of …

Subsidy targeting with market power

M Polyakova, SP Ryan - 2019 - nber.org
Public programs frequently use observable characteristics of recipients, such as income, to
target benefits. We show theoretically that when the provision of the subsidized good is …

What are consumers willing to pay for a broad network health plan?: Evidence from covered California

C Drake - Journal of Health Economics, 2019 - Elsevier
Abstract Health Insurance Marketplaces have received considerable attention for their
narrow network health plans. Yet, little is known about consumer tastes for network breadth …

Cost-effectiveness threshold for Healthcare: justification and Quantification

M Yanovskiy, ON Levy, YY Shaki… - … : The Journal of …, 2022 - journals.sagepub.com
Every public health expenditure, including the one that saves lives or extends life
expectancy of particular persons (target population), bears a cost. Although cost …

Market design in regulated health insurance markets: Risk adjustment vs. subsidies

L Einav, A Finkelstein, P Tebaldi - 2024 - nber.org
Health insurance is increasingly provided through managed competition, in which subsidies
for consumers and risk adjustment for insurers are key market design instruments. We …

Individual market health plan affordability after cost‐sharing reduction subsidy cuts

C Drake, JM Abraham - Health Services Research, 2019 - Wiley Online Library
Objective To investigate how changes in insurer participation and composition as well as
state policies affect health plan affordability for individual market enrollees. Data Sources …