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[HTML][HTML] How can artificial intelligence help customer intelligence for credit portfolio management? A systematic literature review
In this era of Big Data and the advancement of sophisticated analytical techniques, the
financial industry has the capacity to implement innovative technologies within their systems …
financial industry has the capacity to implement innovative technologies within their systems …
NOTE: non-parametric oversampling technique for explainable credit scoring
Credit scoring models are critical for financial institutions to assess borrower risk and
maintain profitability. Although machine learning models have improved credit scoring …
maintain profitability. Although machine learning models have improved credit scoring …
Multiple optimized ensemble learning for high-dimensional imbalanced credit scoring datasets
Credit scoring models are crucial tools for lenders to assess credit risks. Researchers from
academia and the financial industry have shown intense interest in these models. However …
academia and the financial industry have shown intense interest in these models. However …