[HTML][HTML] How can artificial intelligence help customer intelligence for credit portfolio management? A systematic literature review

A Amato, JR Osterrieder, MR Machado - International Journal of Information …, 2024 - Elsevier
In this era of Big Data and the advancement of sophisticated analytical techniques, the
financial industry has the capacity to implement innovative technologies within their systems …

NOTE: non-parametric oversampling technique for explainable credit scoring

S Han, H Jung, PD Yoo, A Provetti, A Cali - Scientific Reports, 2024 - nature.com
Credit scoring models are critical for financial institutions to assess borrower risk and
maintain profitability. Although machine learning models have improved credit scoring …

Multiple optimized ensemble learning for high-dimensional imbalanced credit scoring datasets

SR Lenka, SK Bisoy, R Priyadarshini - Knowledge and Information …, 2024 - Springer
Credit scoring models are crucial tools for lenders to assess credit risks. Researchers from
academia and the financial industry have shown intense interest in these models. However …