Student loan borrowing and repayment decisions: Risks and contingencies 1

K Athreya, C Herrington, F Ionescu… - … Handbook of the …, 2021 - taylorfrancis.com
This chapter outlines an ambitious agenda for future research to continue deepening our
understanding of student loan borrowing and repayment decisions, as well as the …

Exploring the relationship of enrollment in IDR to borrower demographics and financial outcomes

D Collier, D Fitzpatrick, C Marsicano - Available at SSRN 3757559, 2020 - papers.ssrn.com
As federal policymakers consider changes to income-driven repayment (IDR) schemes,
research that examines the characteristics and financial behaviors of student loan borrowers …

Pause and Effect: Examining the Dynamics of the Student Loan Pause and the Challenge of Resuming Payments for Public Service Loan Forgiveness Borrowers

D Collier, D Fitzpatrick, C Fann, F Engram… - Student Borrower …, 2024 - papers.ssrn.com
This qualitative inquiry delves into the experiences and sense-making of borrowers enrolled
in the Public Service Loan Forgiveness (PSLF) program, focusing on the impact of the …

Exploring the relationship of enrollment in income-driven repayment to borrower demographics and financial outcomes

DA Collier, D Fitzpatrick, CR Marsicano - 2020 - preprints.apsanet.org
The Senate HELP committee is considering changes to income-driven repayment (IDR)
schemes for student loans, necessitating research that examines the characteristics and …

Paycheck-to-Paycheck: How Public Service Loan Forgiveness Inhibits Generational Wealth Attainment for Black Women

APR Sherman - 2024 - search.proquest.com
Black women who attend college in the United States are more likely to borrow to cover the
cost of attendance and carry the largest amount of student loan debt than any other racial …

Missing the Mark: A Qualitative Analysis of How College Students Perceive Student Loan Affordability

JR Brown - 2020 - search.proquest.com
Student loan debt continues to grow at a rapid pace (Scott-Clayton, 2018). The total debt
burden for each student graduating from college is over $35,000, and that number is likely to …

The Impact of Student Loan Debt and the Student Loan Moratorium for Graduates During the COVID-19 Pandemic

BR Meints - 2024 - repository.stcloudstate.edu
The current study was conducted to better understand the impact of student loan debt and
student loan moratorium for graduates during the COVID-19 pandemic. This study utilized a …

Another Lesson on Caution in IDR Analysis: Using the 2019 Survey of Consumer Finances to Examine Income-Driven Repayment and Financial Outcomes.

DA Collier, D Fitzpatrick, CR Marsicano - Journal of Student Financial Aid, 2021 - ERIC
We update Collier et al.(2021) by using the Survey of Consumer Finances (SCF) 2019
dataset to explore characteristics of enrollees in Income-Driven Repayment (IDR). SCF 2019 …

I Could Use a Hand Here: A Quantitative Examination of Institutional Closure Profiles Among US Postsecondary Institutions: Ten Years in Review

MG Cashman - 2022 - search.proquest.com
Colleges are beginning to close in America. As time advances, the risk of further college
closures or mergers in American higher education seems to be rising. But why? Why in a …

[PDF][PDF] Anchored in Debt: Examining the Implications of Student Loan Indebtedness for Black Borrowers

YM Barnes - 2021 - uh-ir.tdl.org
Background: The current student loan debt level has reached an all-time high at 1.7 trillion,
with 54% of college students taking on some form of debt to cover their college expenses …