Do nudges reduce disparities? Choice architecture compensates for low consumer knowledge
Choice architecture tools, commonly known as nudges, powerfully impact decisions and can
improve welfare. Yet it is unclear who is most impacted by nudges. If nudge effects are …
improve welfare. Yet it is unclear who is most impacted by nudges. If nudge effects are …
Self-employment, gender, financial knowledge, and high-cost borrowing
Poor financial decisions are a primary cause of small firm failure. This research therefore
reports on an examination of antecedents behind questionable financial borrowing practices …
reports on an examination of antecedents behind questionable financial borrowing practices …
[HTML][HTML] Short-term lending: Payday loans as risk factors for anxiety, inflammation and poor health
While research now consistently links consumer financial debt with adverse emotional
health outcomes, specific forms of debt and their impact on measures of physical health are …
health outcomes, specific forms of debt and their impact on measures of physical health are …
The racialized costs of “traditional” banking in segregated America: Evidence from entry-level checking accounts
A growing body of evidence shows that America's racial geography shapes access to basic
financial services (eg banking), highlighting a mechanism connecting segregation to …
financial services (eg banking), highlighting a mechanism connecting segregation to …
The influence of financial well‐being on pawnshop use
G Nicolini, BJ Cude - Journal of Consumer Affairs, 2019 - Wiley Online Library
This research examined the influence of financial well‐being on pawnshop use. Data from
the 2015 National Financial Capability Study were used to construct a measure of financial …
the 2015 National Financial Capability Study were used to construct a measure of financial …