Mobile phones have provided such an enormous opportunity for financial development, and
are anticipated to become a common tool for carrying out various financial transactions …

“How do banks make money?” is a deceivingly simple question. Banks make money by
charging interest on loans, of course. In fact, there used to be a standard, tongue-in-cheek …

In this article, we construct a model to study competing payment networks, where networks
offer differentiated products in terms of benefits to consumers and merchants. We study …

Payment cards continue to replace cash and checks in advanced economies. Along with the
growth of payment card transactions has come greater scrutiny by public authorities of …

Purpose The purpose of the article is to look closely at the phenomenon of the
cryptocurrencies such as and bitcoin to identify their potential vulnerabilities to money …

The present paper examines the fundamental relationship between the country-level
infrastructure of the retail payment market and overall bank performance. Using data from …

Green banking is a revolutionary concept in banking industry in 2002. This concept came
into picture for sustainable environment which will not only impact the environment, but also …

Depois de automatizar processos de back-office, criar agências eletrônicas, disseminar o
uso de caixas eletrônicos e levar o banco até a casa dos clientes através do Internet …

The service sector is closely related with the technology developments and consequently
the access to services, their provision, and consumption are optimized. The banking industry …

Over the recent years, the development of Internet banking and mobile banking has had a
considerable impact on competition in the retail banking industry. In some countries, the …