Consumer credit risk assessment: A review from the state-of-the-art classification algorithms, data traits, and learning methods

X Zhang, L Yu - Expert Systems with Applications, 2024 - Elsevier
Credit risk assessment is a crucial element in credit risk management. With the extensive
research on consumer credit risk assessment in recent decades, the abundance of literature …

Classification methods applied to credit scoring: Systematic review and overall comparison

F Louzada, A Ara, GB Fernandes - Surveys in Operations Research and …, 2016 - Elsevier
The need for controlling and effectively managing credit risk has led financial institutions to
excel in improving techniques designed for this purpose, resulting in the development of …

Example-dependent cost-sensitive decision trees

AC Bahnsen, D Aouada, B Ottersten - Expert Systems with Applications, 2015 - Elsevier
Several real-world classification problems are example-dependent cost-sensitive in nature,
where the costs due to misclassification vary between examples. However, standard …

Multiple criteria decision aiding for finance: An updated bibliographic survey

C Zopounidis, E Galariotis, M Doumpos, S Sarri… - European Journal of …, 2015 - Elsevier
Finance is a popular field for applied and methodological research involving multiple criteria
decision aiding (MCDA) techniques. In this study we present an up-to-date bibliographic …

Computational approaches and data analytics in financial services: A literature review

D Andriosopoulos, M Doumpos… - Journal of the …, 2019 - Taylor & Francis
The level of modeling sophistication in financial services has increased considerably over
the years. Nowadays, the complexity of financial problems and the vast amount of data …

[HTML][HTML] Multi-modal deep learning for credit rating prediction using text and numerical data streams

M Tavakoli, R Chandra, F Tian, C Bravo - Applied Soft Computing, 2025 - Elsevier
Knowing which factors are significant in credit rating assessments leads to better decision-
making. However, the focus of the literature thus far has been mostly on structured data, and …

Multicriteria decision systems for financial problems

C Zopounidis, M Doumpos - Top, 2013 - Springer
Financial decision making is involved with a plethora of important issues for individual and
institutional investors, managers of firms and organizations, as well as policy makers. The …

[LLIBRE][B] Multicriteria analysis in finance

M Doumpos, C Zopounidis - 2014 - Springer
Since the 1970s, the field of finance has evolved rapidly, driven by the advances in
information technology and the introduction of financial innovations involving new financial …

Decision‐making support for the evaluation of clustering algorithms based on MCDM

W Wu, Z Xu, G Kou, Y Shi - Complexity, 2020 - Wiley Online Library
In many disciplines, the evaluation of algorithms for processing massive data is a
challenging research issue. However, different algorithms can produce different or even …

An academic review: applications of data mining techniques in finance industry

S Jadhav, H He, KW Jenkins - 2017 - dspace.lib.cranfield.ac.uk
With the development of Internet techniques, data volumes are doubling every two years,
faster than predicted by Moore's Law. Big Data Analytics becomes particularly important for …