We study how choice quality relates to socioeconomic factors, using population-wide data
on health insurance choices and utilization in the Netherlands. We document a striking …

Market provision of impure public goods such as insurance retirement savings and
education is common and growing as policy makers seek to offer more choice and gain …

This paper investigates whether the voluntary deductible in the Dutch health insurance
system reduces moral hazard or acts only as a cost reduction tool for low‐risk individuals …

Background Research to date has mainly focused on burn injuries treated in secondary
care. This study aims to provide knowledge on the epidemiology of burn injuries in primary …

Many factors influence health plan choices. Classical individual-level determinants include
socioeconomic and health-related characteristics, and risk attitudes. However, little is known …

Demand-side cost-sharing schemes reduce moral hazard in healthcare at the expense of
out-of-pocket risk. With a structural microsimulation model, we show that shifting the starting …

Understanding the consequences of current health policy is important in order to design and
develop a health care system suitable for future challenges. The purpose of this thesis is to …

This dissertation consists of five essays which shed light on how financial incentives in the
Dutch healthcare system affect the behavior of healthcare providers and insured individuals …