Recent literature in empirical finance is surveyed in its relation to underlying behavioral
principles, principles which come primarily from psychology, sociology, and anthropology …

This paper investigates whether peer effects play an important role in retirement savings
decisions. We use individual data from employees of a large university to study whether …

We analyze a randomized experiment in which 14,000 tax filers in H&R Block offices in St.
Louis received matches of zero, 20 percent, or 50 percent of IRA contributions. Take-up …

In this survey, I summarize and evaluate the extant literature concerning taxation and
personal saving. I describe the theoretical models that economists have used to depict …

During the late 1980s, contributions to 401 (k) plans eclipsed contributions to Individual
Retirement Accounts (IRAs) as the leading form of tax-deferred individual retirement saving …

If current trends in mortality and labor force participation continue, retirees in the twenty-first
century can expect to live longer and healthier lives than their twentieth-eentury …

Pension reforms in many countries have resulted in more choice and risk to individuals,
decreasing the dependability on State public pensions. However, it is not clear how …

This paper examines how workers use 401 (k) plans by examining their participation,
contribution, and withdrawal decisions. Sixty-five percent of eligible workers participate in …

AMERICAN SAVING RATES have recently fallen to their lowest levels since 1950. After
averaging roughly 8 percent in the 1950s, 1960s, and 1970s, the net national saving rate fell …

In this provocative book, Richard A. Ippolito explores the relationship between employees'
preferences for certain types of pension plans and their productivity. Ippolito begins by …